Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 2.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 3.Saanvi’s stall made a profit of ₹1100. Saanvi saves 50% of it. How many rupees are saved?
- 4.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 5.Vihaan’s stall made a profit of ₹800. Vihaan saves 25% of it. How many rupees are saved?
- 6.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) better paint for cards
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 8.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 10.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 11.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Kavya’s stall made a profit of ₹500. Kavya saves 10% of it. How many rupees are saved?
- 13.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 14.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 17.Ananya’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Meera’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 20.Rohan’s stall made a profit of ₹200. Rohan saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Tara’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) better paint for cards
- 24.Kabir’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 26.Dev’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Rohan’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 30.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Zoya’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Ishaan’s stall made a profit of ₹200. Ishaan saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) buying a second juicer (d) sweets for yourself
- 37.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 39.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- saving
- talk to parents
- 550
- more seeds for next time
- 200
- a piggy bank for later
- saving
- 324
- can I pay it back?
- profit put in a bank
- 847
- 50
- the cost of borrowing
- 928
- for bad days and goals
- reinvesting
- 240
- 1140
- a new video game
- 100
- 72
- 350
- sweets for yourself
- 520
- reinvesting
- 250
- 700
- 363
- an emergency fund
- 120
- 60
- 327
- 50
- 18
- 270
- buying a second juicer
- 240
- reinvesting
- 35
- 763
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