Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 2.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Lakshmi’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) an emergency fund
- 5.Farhan’s stall made a profit of ₹1400. Farhan saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.Tara’s stall made a profit of ₹200. Tara saves 25% of it. How many rupees are saved?
- 8.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Meera’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 11.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Ananya’s stall made a profit of ₹1800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 15.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 16.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 17.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 10% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 20.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Rohan’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 23.Dev’s stall made a profit of ₹300. Dev saves 10% of it. How many rupees are saved?
- 24.Meera’s stall made a profit of ₹1300. Meera saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 26.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) better paint for cards
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 28.Riya’s stall made a profit of ₹1800. Riya saves 25% of it. How many rupees are saved?
- 29.Riya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Aarav’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Nisha’s stall made a profit of ₹700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Zoya’s stall made a profit of ₹700. Zoya saves 10% of it. How many rupees are saved?
- 35.Dev’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Rohan’s stall made a profit of ₹800. Rohan saves 20% of it. How many rupees are saved?
- 37.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Lakshmi’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
Answer key
- spending
- 5
- 120
- better paint for cards
- 350
- 784
- 50
- 1080
- 100
- sweets for yourself
- 60
- 306
- 720
- buying a second juicer
- the cost of borrowing
- can I pay it back?
- 416
- 90
- saving
- 27
- 660
- more seeds for next time
- 30
- 130
- spending
- a new video game
- spending
- 450
- 40
- 400
- 10
- 40
- 420
- 70
- 350
- 160
- 126
- 420
- to keep trust
- saving
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