Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) buying a second juicer
- 2.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 3.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 4.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 5.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 6.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 7.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 8.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 9.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) more seeds for next time
- 11.Aarav’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) better paint for cards (d) a cinema ticket
- 13.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) better paint for cards (d) profit put in a bank
- 17.Nisha’s stall made a profit of ₹400. Nisha saves 10% of it. How many rupees are saved?
- 18.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 20.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 25% of it. How many rupees are saved?
- 21.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 22.Kabir’s stall made a profit of ₹1700. Kabir saves 25% of it. How many rupees are saved?
- 23.Joseph’s stall made a profit of ₹1900. Joseph saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Ishaan’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Ishaan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Rohan’s stall made a profit of ₹1700. Rohan saves 25% of it. How many rupees are saved?
- 29.Joseph’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 36.Tara’s stall made a profit of ₹1600. Tara saves 20% of it. How many rupees are saved?
- 37.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 38.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
Answer key
- a cinema ticket
- better paint for cards
- sweets for yourself
- talk to parents
- 50
- more seeds for next time
- can I pay it back?
- the cost of borrowing
- 24
- a new video game
- 100
- a piggy bank for later
- 204
- 162
- 10
- profit put in a bank
- 40
- 350
- saving
- 125
- to keep trust
- 425
- 950
- 936
- 480
- 27
- 250
- 425
- 500
- 35
- 624
- 216
- 72
- 508
- spending
- 320
- an emergency fund
- 96
- 127
- 140
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