Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 2.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 3.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Kabir’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Rohan’s stall made a profit of ₹1900. Rohan saves 50% of it. How many rupees are saved?
- 6.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 7.Which of these is saving? (a) buying a second juicer (b) a new video game (c) sweets for yourself (d) profit put in a bank
- 8.Ishaan’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Gurpreet’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 13.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 16.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Ananya’s stall made a profit of ₹900. Ananya saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 21.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
- 22.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Ananya’s stall made a profit of ₹500. Ananya saves 50% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 27.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) buying a second juicer
- 28.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 30.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 31.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Riya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Dev’s stall made a profit of ₹1100. Dev saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Saanvi’s stall made a profit of ₹900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Aarav’s stall made a profit of ₹1100. Aarav saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Aarav’s stall made a profit of ₹500. Aarav saves 50% of it. How many rupees are saved?
- 39.Nisha’s stall made a profit of ₹400. Nisha saves 50% of it. How many rupees are saved?
- 40.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
Answer key
- spending
- an emergency fund
- 18
- 300
- 950
- the cost of borrowing
- profit put in a bank
- 850
- 5
- 540
- 14
- saving
- 624
- 600
- talk to parents
- 124
- 180
- 1170
- putting profit back in
- saving
- a piggy bank for later
- 60
- 60
- 250
- spending
- for bad days and goals
- a new video game
- reinvesting
- spending
- to keep trust
- 381
- 360
- 275
- 116
- 360
- 275
- 18
- 250
- 200
- can I pay it back?
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