Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 2.Lakshmi’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 4.Ishaan’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is saving? (a) a new video game (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 6.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 7.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) an emergency fund
- 9.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a new video game (d) a piggy bank for later
- 10.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 12.Saanvi’s stall made a profit of ₹1000. Saanvi saves 10% of it. How many rupees are saved?
- 13.Kabir’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Kabir’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 18.Nisha’s stall made a profit of ₹500. Nisha saves 25% of it. How many rupees are saved?
- 19.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 50% of it. How many rupees are saved?
- 20.Saanvi’s stall made a profit of ₹700. Saanvi saves 10% of it. How many rupees are saved?
- 21.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.Kabir’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 26.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 27.Aarav’s stall made a profit of ₹1100. Aarav saves 25% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 29.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Riya’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) more seeds for next time (d) a new video game
- 33.Nisha’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 35.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Diya’s stall made a profit of ₹1200. Diya saves 25% of it. How many rupees are saved?
- 37.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 38.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
Answer key
- reinvesting
- 150
- a cinema ticket
- 900
- an emergency fund
- talk to parents
- 560
- better paint for cards
- a new video game
- for bad days and goals
- spending
- 100
- 225
- 530
- 816
- 120
- buying a second juicer
- 125
- 550
- 70
- 120
- 350
- 540
- 327
- sweets for yourself
- spending
- 275
- saving
- 864
- 320
- can I pay it back?
- more seeds for next time
- 960
- the cost of borrowing
- 30
- 300
- putting profit back in
- 220
- 108
- saving
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids