Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 4.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 5.Aarav’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Diya’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 9.Diya’s stall made a profit of ₹600. Diya saves 50% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 12.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Vihaan’s stall made a profit of ₹1600. Vihaan saves 20% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) an emergency fund
- 15.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Riya’s stall made a profit of ₹700. Riya saves 10% of it. How many rupees are saved?
- 17.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 20.Which of these is saving? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) better paint for cards
- 21.Dev’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Diya’s stall made a profit of ₹1400. Diya saves 25% of it. How many rupees are saved?
- 23.Arjun’s stall made a profit of ₹1900. Arjun saves 20% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 25.Vihaan’s stall made a profit of ₹1500. Vihaan saves 10% of it. How many rupees are saved?
- 26.Nisha’s stall made a profit of ₹300. Nisha saves 50% of it. How many rupees are saved?
- 27.Arjun’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 29.Riya’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Diya’s stall made a profit of ₹800. Diya saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.Ishaan’s stall made a profit of ₹1900. Ishaan saves 10% of it. How many rupees are saved?
- 33.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 20% of it. How many rupees are saved?
- 34.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 35.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 36.Joseph’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 38.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 39.Kabir’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Diya’s stall made a profit of ₹900. Diya saves 10% of it. How many rupees are saved?
Answer key
- 108
- 120
- can I pay it back?
- the cost of borrowing
- 80
- 106
- 390
- reinvesting
- 300
- reinvesting
- saving
- 684
- 320
- a new video game
- 200
- 70
- 140
- 1060
- talk to parents
- profit put in a bank
- 650
- 350
- 380
- spending
- 150
- 150
- 250
- putting profit back in
- 510
- 160
- 110
- 190
- 340
- for bad days and goals
- to keep trust
- 510
- sweets for yourself
- saving
- 160
- 90
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