Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 3.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) profit put in a bank
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 6.Kavya’s stall made a profit of ₹1000. Kavya saves 20% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) an emergency fund
- 8.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 10.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 11.Ananya’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 13.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 16.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) an emergency fund
- 17.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 18.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Ananya’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 21.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Meera’s stall made a profit of ₹1100. Meera saves 50% of it. How many rupees are saved?
- 23.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Meera’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Dev’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Ananya’s stall made a profit of ₹1900. Ananya saves 10% of it. How many rupees are saved?
- 28.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 29.Ananya’s stall made a profit of ₹1700. Ananya saves 50% of it. How many rupees are saved?
- 30.Aarav’s stall made a profit of ₹1600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 32.Farhan’s stall made a profit of ₹1900. Farhan saves 25% of it. How many rupees are saved?
- 33.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Which of these is saving? (a) a new video game (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 35.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Farhan’s stall made a profit of ₹400. Farhan saves 50% of it. How many rupees are saved?
- 37.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) better paint for cards (d) an emergency fund
- 39.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 40.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
Answer key
- 18
- saving
- 18
- more seeds for next time
- saving
- 200
- a cinema ticket
- 972
- spending
- putting profit back in
- 810
- reinvesting
- 1020
- 10
- for bad days and goals
- a new video game
- talk to parents
- 1116
- 480
- saving
- 112
- 550
- 618
- 72
- 280
- 440
- 190
- to keep trust
- 850
- 480
- spending
- 475
- 8
- profit put in a bank
- 18
- 200
- 763
- better paint for cards
- buying a second juicer
- can I pay it back?
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