Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 2.Zoya’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a new video game (d) an emergency fund
- 5.Rohan’s stall made a profit of ₹1700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.Saanvi’s stall made a profit of ₹1500. Saanvi saves 50% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 10.Dev’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 12.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 15.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a cinema ticket (d) a piggy bank for later
- 16.Aarav’s stall made a profit of ₹200. Aarav saves 50% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 18.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 19.Rohan’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 21.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 23.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 26.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Nisha’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 31.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 33.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 35.Joseph’s stall made a profit of ₹600. Joseph saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Joseph’s stall made a profit of ₹1900. Joseph saves 20% of it. How many rupees are saved?
- 40.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) profit put in a bank
Answer key
- spending
- 270
- 18
- a new video game
- 510
- 763
- 750
- saving
- spending
- 720
- reinvesting
- talk to parents
- saving
- reinvesting
- a piggy bank for later
- 100
- reinvesting
- to keep trust
- 240
- saving
- 590
- more seeds for next time
- 48
- 570
- the cost of borrowing
- 106
- 230
- 200
- 90
- an emergency fund
- 180
- putting profit back in
- 30
- for bad days and goals
- 150
- 24
- 954
- 436
- 380
- buying a second juicer
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids