Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 3.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 5.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 6.Saanvi’s stall made a profit of ₹200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) a cinema ticket
- 9.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 12.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 13.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Kabir’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Ananya’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 20.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) an emergency fund
- 21.Which of these is saving? (a) a new video game (b) a cinema ticket (c) a piggy bank for later (d) better paint for cards
- 22.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) a piggy bank for later
- 23.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 25% of it. How many rupees are saved?
- 24.Joseph’s stall made a profit of ₹1600. Joseph saves 25% of it. How many rupees are saved?
- 25.Vihaan’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 28.Rohan’s stall made a profit of ₹1700. Rohan saves 20% of it. How many rupees are saved?
- 29.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 30.Diya’s stall made a profit of ₹1400. Diya saves 25% of it. How many rupees are saved?
- 31.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 32.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Meera’s stall made a profit of ₹1600. Meera saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 36.Kabir’s stall made a profit of ₹200. Kabir saves 25% of it. How many rupees are saved?
- 37.Joseph’s stall made a profit of ₹800. Joseph saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 39.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Zoya’s stall made a profit of ₹200. Zoya saves 20% of it. How many rupees are saved?
Answer key
- buying a second juicer
- reinvesting
- 54
- spending
- profit put in a bank
- 80
- to keep trust
- more seeds for next time
- talk to parents
- saving
- saving
- an emergency fund
- 20
- 125
- 150
- 130
- 75
- 318
- spending
- a cinema ticket
- a piggy bank for later
- a new video game
- 100
- 400
- 100
- 120
- reinvesting
- 340
- putting profit back in
- 350
- for bad days and goals
- 312
- 160
- 48
- the cost of borrowing
- 50
- 80
- saving
- 12
- 40
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