Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 2.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 5.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 6.Vihaan’s stall made a profit of ₹1200. Vihaan saves 50% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 8.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 9.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) an emergency fund (d) a new video game
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 11.Vihaan’s stall made a profit of ₹1200. Vihaan saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Meera’s stall made a profit of ₹1400. Meera saves 50% of it. How many rupees are saved?
- 14.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 25% of it. How many rupees are saved?
- 15.Zoya’s stall made a profit of ₹300. Zoya saves 10% of it. How many rupees are saved?
- 16.Kabir’s stall made a profit of ₹1500. Kabir saves 50% of it. How many rupees are saved?
- 17.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 18.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 19.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 20.Saanvi’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 27.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Aarav’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.Dev’s stall made a profit of ₹600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 32.Ishaan’s stall made a profit of ₹1100. Ishaan saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Which of these is saving? (a) a new video game (b) an emergency fund (c) a cinema ticket (d) buying a second juicer
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 36.Aarav’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 38.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 39.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 40.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- a piggy bank for later
- 600
- more seeds for next time
- reinvesting
- a cinema ticket
- 600
- reinvesting
- talk to parents
- a new video game
- spending
- 120
- 824
- 700
- 375
- 30
- 750
- profit put in a bank
- putting profit back in
- the cost of borrowing
- 720
- 126
- 144
- 104
- 70
- 140
- reinvesting
- 72
- 280
- 424
- 180
- better paint for cards
- 220
- 208
- an emergency fund
- saving
- 100
- saving
- saving
- to keep trust
- 84
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