Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Vihaan’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) sweets for yourself
- 3.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) an emergency fund
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 5.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 6.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 7.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 8.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 11.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 13.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 14.Dev’s stall made a profit of ₹1900. Dev saves 10% of it. How many rupees are saved?
- 15.Which of these is saving? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 16.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 17.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 18.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 20% of it. How many rupees are saved?
- 19.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) better paint for cards
- 20.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Kabir’s stall made a profit of ₹500. Kabir saves 50% of it. How many rupees are saved?
- 22.Nisha’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Gurpreet’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Gurpreet’s stall made a profit of ₹1700. Gurpreet saves 10% of it. How many rupees are saved?
- 25.Gurpreet’s stall made a profit of ₹1200. Gurpreet saves 10% of it. How many rupees are saved?
- 26.Dev’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) a cinema ticket (d) buying a second juicer
- 29.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 31.Nisha’s stall made a profit of ₹1500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 36.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.Joseph’s stall made a profit of ₹200. Joseph saves 10% of it. How many rupees are saved?
- 38.Farhan’s stall made a profit of ₹1100. Farhan saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Kabir’s stall made a profit of ₹300. Kabir saves 10% of it. How many rupees are saved?
Answer key
- 160
- an emergency fund
- better paint for cards
- spending
- to keep trust
- talk to parents
- the cost of borrowing
- 535
- reinvesting
- saving
- 24
- reinvesting
- sweets for yourself
- 190
- profit put in a bank
- saving
- spending
- 380
- a new video game
- 168
- 250
- 125
- 210
- 170
- 120
- 390
- 896
- buying a second juicer
- 106
- putting profit back in
- 525
- can I pay it back?
- 212
- 6
- reinvesting
- 72
- 20
- 110
- 864
- 30
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