Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 4.Which of these is saving? (a) an emergency fund (b) a new video game (c) better paint for cards (d) sweets for yourself
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 6.Diya’s stall made a profit of ₹300. Diya saves 10% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 8.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Dev’s stall made a profit of ₹1100. Dev saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 11.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Kabir’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Zoya’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 15.Dev’s stall made a profit of ₹1900. Dev saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Rohan’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Vihaan’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) an emergency fund (d) a new video game
- 20.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 21.Saanvi’s stall made a profit of ₹900. Saanvi saves 20% of it. How many rupees are saved?
- 22.Zoya’s stall made a profit of ₹300. Zoya saves 20% of it. How many rupees are saved?
- 23.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 24.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 26.Riya’s stall made a profit of ₹2000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Rohan’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 29.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 30.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 50% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹1500. Meera saves 50% of it. How many rupees are saved?
- 33.Joseph’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 35.Diya’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) sweets for yourself
- 38.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 63
- the cost of borrowing
- spending
- an emergency fund
- spending
- 30
- better paint for cards
- 735
- 220
- saving
- 336
- 160
- 150
- profit put in a bank
- 475
- 45
- 40
- 360
- more seeds for next time
- putting profit back in
- 180
- 60
- to keep trust
- 100
- reinvesting
- 1100
- 540
- a piggy bank for later
- talk to parents
- 896
- 300
- 750
- 440
- for bad days and goals
- 390
- 1008
- sweets for yourself
- 1090
- 24
- 654
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