Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 315 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
2. 2.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) a piggy bank for later
3. 3.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) profit put in a bank
4. 4.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
5. 5.Aarav’s stall made a profit of ₹1300. Aarav saves 25% of it. How many rupees are saved?
6. 6.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
7. 7.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
8. 8.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
9. 9.Saanvi’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
10. 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
11. 11.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
12. 12.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
13. 13.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
14. 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
15. 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
16. 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
17. 17.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) a new video game (d) a piggy bank for later
18. 18.Aarav’s stall made a profit of ₹800. Aarav saves 20% of it. How many rupees are saved?
19. 19.Meera’s stall made a profit of ₹400. Meera saves 25% of it. How many rupees are saved?
20. 20.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
21. 21.Aarav’s stall made a profit of ₹2000. Aarav saves 10% of it. How many rupees are saved?
22. 22.Diya’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
23. 23.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
24. 24.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
25. 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
26. 26.Arjun’s stall made a profit of ₹1700. Arjun saves 50% of it. How many rupees are saved?
27. 27.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
28. 28.Gurpreet’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
29. 29.Riya’s stall made a profit of ₹400. Riya saves 50% of it. How many rupees are saved?
30. 30.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
31. 31.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
32. 32.Riya’s stall made a profit of ₹1400. Riya saves 25% of it. How many rupees are saved?
33. 33.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
34. 34.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
35. 35.Kabir’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
36. 36.Which of these is saving? (a) a new video game (b) an emergency fund (c) a cinema ticket (d) sweets for yourself
37. 37.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 10% of it. How many rupees are saved?
38. 38.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
39. 39.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
40. 40.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away

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