Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.Ishaan’s stall made a profit of ₹1000. Ishaan saves 25% of it. How many rupees are saved?
- 3.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 5.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) better paint for cards (d) more seeds for next time
- 6.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 7.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 11.Vihaan’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Zoya’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 15.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 16.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) sweets for yourself
- 17.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Nisha’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 20.Ananya’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Meera’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 23.Nisha’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 25.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 26.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 27.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.Tara’s stall made a profit of ₹300. Tara saves 10% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 30.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Aarav’s stall made a profit of ₹1500. Aarav saves 25% of it. How many rupees are saved?
- 32.Nisha’s stall made a profit of ₹300. Nisha saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 36.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 37.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 40.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 1040
- 250
- buying a second juicer
- reinvesting
- sweets for yourself
- a piggy bank for later
- 100
- 1090
- 972
- reinvesting
- 220
- 8
- 480
- a cinema ticket
- spending
- better paint for cards
- 40
- 760
- 400
- 950
- 450
- more seeds for next time
- 100
- to keep trust
- the cost of borrowing
- talk to parents
- 448
- 30
- reinvesting
- 45
- 375
- 150
- 708
- 36
- saving
- a new video game
- 412
- 42
- putting profit back in
- 24
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids