Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹1600. Diya saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 4.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 5.Gurpreet’s stall made a profit of ₹300. Gurpreet saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 8.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 10.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 11.Farhan’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 13.Dev’s stall made a profit of ₹400. Dev saves 25% of it. How many rupees are saved?
- 14.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 15.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 16.Saanvi’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Which of these is saving? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) buying a second juicer
- 19.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Gurpreet’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Zoya’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a piggy bank for later (d) buying a second juicer
- 23.Lakshmi’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 25.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Kavya’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Ishaan’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Nisha’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Diya’s stall made a profit of ₹1200. Diya saves 50% of it. How many rupees are saved?
- 33.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 34.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 36.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) an emergency fund (d) a piggy bank for later
Answer key
- 160
- 108
- spending
- putting profit back in
- 75
- 240
- more seeds for next time
- 327
- the cost of borrowing
- to keep trust
- 220
- 75
- 100
- for bad days and goals
- talk to parents
- 240
- 889
- profit put in a bank
- 126
- 80
- 1000
- a piggy bank for later
- 175
- saving
- 135
- 436
- 240
- 2
- 280
- 6
- 125
- 600
- a new video game
- 540
- saving
- 642
- spending
- 981
- 120
- better paint for cards
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids