Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 4.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 6.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 8.Aarav’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 12.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Kavya’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 15.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 16.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 18.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 19.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 21.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 23.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 24.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) buying a second juicer
- 25.Dev’s stall made a profit of ₹1700. Dev saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 28.Vihaan’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 30.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Dev’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Dev’s stall made a profit of ₹300. Dev saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Farhan’s stall made a profit of ₹1600. Farhan saves 50% of it. How many rupees are saved?
- 36.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 37.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) better paint for cards
- 39.Lakshmi’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
Answer key
- 16
- 1044
- reinvesting
- 96
- profit put in a bank
- 96
- reinvesting
- 160
- spending
- saving
- reinvesting
- 896
- 1045
- saving
- the cost of borrowing
- 40
- to keep trust
- more seeds for next time
- 318
- sweets for yourself
- 72
- for bad days and goals
- a cinema ticket
- a piggy bank for later
- 340
- 30
- buying a second juicer
- 440
- can I pay it back?
- 520
- 250
- 30
- 318
- 16
- 800
- an emergency fund
- 472
- a new video game
- 275
- spending
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