Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.Ananya’s stall made a profit of ₹1100. Ananya saves 20% of it. How many rupees are saved?
- 3.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 6.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 7.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 8.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 10.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) buying a second juicer
- 11.Vihaan’s stall made a profit of ₹500. Vihaan saves 20% of it. How many rupees are saved?
- 12.Dev’s stall made a profit of ₹700. Dev saves 20% of it. How many rupees are saved?
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 14.Rohan’s stall made a profit of ₹1700. Rohan saves 50% of it. How many rupees are saved?
- 15.Dev’s stall made a profit of ₹1600. Dev saves 10% of it. How many rupees are saved?
- 16.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.Ishaan’s stall made a profit of ₹2000. Ishaan saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Riya’s stall made a profit of ₹800. Riya saves 10% of it. How many rupees are saved?
- 23.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 25.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 10% of it. How many rupees are saved?
- 26.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) buying a second juicer (d) a piggy bank for later
- 27.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 28.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) a piggy bank for later (d) a new video game
- 29.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 30.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 31.Riya’s stall made a profit of ₹500. Riya saves 25% of it. How many rupees are saved?
- 32.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 34.Joseph’s stall made a profit of ₹600. Joseph saves 50% of it. How many rupees are saved?
- 35.Dev’s stall made a profit of ₹600. Dev saves 25% of it. How many rupees are saved?
- 36.Meera’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Arjun’s stall made a profit of ₹1400. Arjun saves 20% of it. How many rupees are saved?
Answer key
- 54
- 220
- better paint for cards
- reinvesting
- saving
- for bad days and goals
- the cost of borrowing
- 60
- reinvesting
- an emergency fund
- 100
- 140
- to keep trust
- 850
- 160
- 636
- 684
- 14
- 1000
- 32
- 16
- 80
- sweets for yourself
- reinvesting
- 180
- buying a second juicer
- a cinema ticket
- a piggy bank for later
- saving
- talk to parents
- 125
- 3
- can I pay it back?
- 300
- 150
- 210
- spending
- 1120
- 1080
- 280
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