Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 2.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 3.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) a piggy bank for later (d) an emergency fund
- 5.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Nisha’s stall made a profit of ₹600. Nisha saves 10% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 8.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 9.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) better paint for cards (d) a new video game
- 10.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Vihaan’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 13.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 16.Saanvi’s stall made a profit of ₹1300. Saanvi saves 50% of it. How many rupees are saved?
- 17.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 18.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 22.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 10% of it. How many rupees are saved?
- 24.Rohan’s stall made a profit of ₹600. Rohan saves 20% of it. How many rupees are saved?
- 25.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) better paint for cards (d) profit put in a bank
- 26.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) a new video game
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 28.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) more seeds for next time
- 29.Diya’s stall made a profit of ₹1100. Diya saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 32.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 34.Aarav’s stall made a profit of ₹1700. Aarav saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Arjun’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) more seeds for next time (d) better paint for cards
- 40.Diya’s stall made a profit of ₹500. Diya saves 10% of it. How many rupees are saved?
Answer key
- can I pay it back?
- for bad days and goals
- 40
- buying a second juicer
- 212
- 60
- saving
- to keep trust
- a new video game
- 54
- 640
- talk to parents
- 424
- 70
- saving
- 650
- putting profit back in
- 300
- 840
- the cost of borrowing
- spending
- 872
- 80
- 120
- a cinema ticket
- an emergency fund
- reinvesting
- profit put in a bank
- 110
- 12
- saving
- 550
- reinvesting
- 170
- 24
- 450
- 15
- 106
- sweets for yourself
- 50
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