Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹300. Aarav saves 20% of it. How many rupees are saved?
- 2.Arjun’s stall made a profit of ₹700. Arjun saves 20% of it. How many rupees are saved?
- 3.Farhan’s stall made a profit of ₹300. Farhan saves 50% of it. How many rupees are saved?
- 4.Tara’s stall made a profit of ₹1000. Tara saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Ananya’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 10.Lakshmi’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 25% of it. How many rupees are saved?
- 14.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) free money (d) a gift
- 16.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a cinema ticket (d) a new video game
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 18.Riya’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 20.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 23.Tara’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 25.Joseph’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 27.Rohan’s stall made a profit of ₹1800. Rohan saves 50% of it. How many rupees are saved?
- 28.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 29.Aarav’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 31.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Joseph’s stall made a profit of ₹600. Joseph saves 50% of it. How many rupees are saved?
- 34.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 35.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 36.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
- 37.Aarav’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 39.Farhan’s stall made a profit of ₹900. Farhan saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 60
- 140
- 150
- 200
- reinvesting
- 27
- 56
- 300
- buying a second juicer
- 480
- 104
- 49
- 450
- 240
- the cost of borrowing
- profit put in a bank
- saving
- 715
- talk to parents
- sweets for yourself
- spending
- saving
- 840
- a piggy bank for later
- 40
- to keep trust
- 900
- for bad days and goals
- 385
- a cinema ticket
- 16
- 270
- 300
- putting profit back in
- can I pay it back?
- 250
- 640
- better paint for cards
- 90
- 540
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