Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) better paint for cards
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 4.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 5.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Zoya’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 9.Kabir’s stall made a profit of ₹1100. Kabir saves 50% of it. How many rupees are saved?
- 10.Farhan’s stall made a profit of ₹200. Farhan saves 10% of it. How many rupees are saved?
- 11.Nisha’s stall made a profit of ₹2000. Nisha saves 10% of it. How many rupees are saved?
- 12.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) an emergency fund
- 13.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 14.Meera’s stall made a profit of ₹1600. Meera saves 50% of it. How many rupees are saved?
- 15.Nisha’s stall made a profit of ₹1200. Nisha saves 10% of it. How many rupees are saved?
- 16.Vihaan’s stall made a profit of ₹200. Vihaan saves 10% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 19.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 20.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a piggy bank for later (d) sweets for yourself
- 21.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 23.Aarav’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 26.Vihaan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) better paint for cards
- 28.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 29.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 30.Arjun’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Lakshmi’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Kabir’s stall made a profit of ₹1100. Kabir saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Meera’s stall made a profit of ₹1900. Meera saves 50% of it. How many rupees are saved?
Answer key
- a new video game
- spending
- saving
- to keep trust
- 612
- 700
- 436
- for bad days and goals
- 550
- 20
- 200
- more seeds for next time
- talk to parents
- 800
- 120
- 20
- reinvesting
- spending
- a piggy bank for later
- sweets for yourself
- 896
- can I pay it back?
- 640
- saving
- reinvesting
- 340
- profit put in a bank
- the cost of borrowing
- an emergency fund
- 910
- 220
- 650
- 36
- 206
- 275
- 210
- 8
- 510
- 30
- 950
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