Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 3.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 4.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 5.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 7.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) an emergency fund
- 9.Tara’s stall made a profit of ₹1500. Tara saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 12.Which of these is spending on yourself? (a) a cinema ticket (b) better paint for cards (c) more seeds for next time (d) profit put in a bank
- 13.Riya’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Vihaan’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Ananya’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 17.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.Ishaan’s stall made a profit of ₹1000. Ishaan saves 20% of it. How many rupees are saved?
- 19.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 20.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 23.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 24.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) more seeds for next time
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 26.Kabir’s stall made a profit of ₹1900. Kabir saves 50% of it. How many rupees are saved?
- 27.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 50% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 29.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 32.Tara’s stall made a profit of ₹1300. Tara saves 10% of it. How many rupees are saved?
- 33.Nisha’s stall made a profit of ₹1200. Nisha saves 50% of it. How many rupees are saved?
- 34.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 35.Aarav’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 37.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Riya’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Rohan’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 636
- the cost of borrowing
- more seeds for next time
- talk to parents
- 636
- spending
- 27
- buying a second juicer
- 150
- 24
- sweets for yourself
- a cinema ticket
- 935
- 280
- 320
- reinvesting
- 40
- 200
- better paint for cards
- 448
- 80
- for bad days and goals
- putting profit back in
- an emergency fund
- spending
- 950
- 350
- saving
- 84
- 4
- saving
- 130
- 600
- can I pay it back?
- 220
- profit put in a bank
- 6
- 700
- 1016
- 600
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