Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 5.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 6.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) a new video game (d) a piggy bank for later
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 10.Diya’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Nisha’s stall made a profit of ₹300. Nisha saves 20% of it. How many rupees are saved?
- 12.Aarav’s stall made a profit of ₹1000. Aarav saves 25% of it. How many rupees are saved?
- 13.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 16.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 17.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 18.Kabir’s stall made a profit of ₹1600. Kabir saves 50% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 20.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 21.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) better paint for cards
- 22.Joseph’s stall made a profit of ₹2000. Joseph saves 50% of it. How many rupees are saved?
- 23.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 25% of it. How many rupees are saved?
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 25.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Tara’s stall made a profit of ₹1800. Tara saves 10% of it. How many rupees are saved?
- 28.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Nisha’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 31.Which of these is reinvesting in the business? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 32.Saanvi’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Which of these is saving? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) a piggy bank for later
- 34.Farhan’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 36.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 37.Vihaan’s stall made a profit of ₹1100. Vihaan saves 25% of it. How many rupees are saved?
- 38.Saanvi’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Ishaan’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Zoya’s stall made a profit of ₹1900. Zoya saves 20% of it. How many rupees are saved?
Answer key
- 180
- 102
- reinvesting
- spending
- putting profit back in
- buying a second juicer
- spending
- sweets for yourself
- reinvesting
- 210
- 60
- 250
- 40
- can I pay it back?
- saving
- 20
- the cost of borrowing
- 800
- saving
- to keep trust
- an emergency fund
- 1000
- 200
- spending
- talk to parents
- 260
- 180
- 80
- 240
- saving
- better paint for cards
- 560
- a piggy bank for later
- 600
- for bad days and goals
- a new video game
- 275
- 660
- 150
- 380
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