Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 3.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 5.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) profit put in a bank
- 6.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) better paint for cards (d) a cinema ticket
- 9.Diya’s stall made a profit of ₹200. Diya saves 10% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 11.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 13.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) better paint for cards
- 15.Aarav’s stall made a profit of ₹800. Aarav saves 20% of it. How many rupees are saved?
- 16.Meera’s stall made a profit of ₹1400. Meera saves 10% of it. How many rupees are saved?
- 17.Ishaan’s stall made a profit of ₹1400. Ishaan saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Aarav’s stall made a profit of ₹600. Aarav saves 25% of it. How many rupees are saved?
- 20.Lakshmi’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.Ananya’s stall made a profit of ₹200. Ananya saves 25% of it. How many rupees are saved?
- 23.Zoya’s stall made a profit of ₹1200. Zoya saves 20% of it. How many rupees are saved?
- 24.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) more seeds for next time (d) buying a second juicer
- 25.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 26.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) more seeds for next time
- 27.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) a new video game
- 28.Saanvi’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 30.Ananya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 32.Aarav’s stall made a profit of ₹900. Aarav saves 20% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 34.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Riya’s stall made a profit of ₹1000. Riya saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 38.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Ishaan’s stall made a profit of ₹1900. Ishaan saves 20% of it. How many rupees are saved?
- 40.Arjun’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 10
- spending
- talk to parents
- can I pay it back?
- buying a second juicer
- 36
- 90
- a cinema ticket
- 20
- reinvesting
- 896
- saving
- 30
- better paint for cards
- 160
- 140
- 350
- 472
- 150
- 300
- 63
- 50
- 240
- profit put in a bank
- for bad days and goals
- more seeds for next time
- an emergency fund
- 850
- the cost of borrowing
- 140
- sweets for yourself
- 180
- spending
- 944
- 250
- 112
- putting profit back in
- 672
- 380
- 120
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