Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 3.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Saanvi’s stall made a profit of ₹500. Saanvi saves 20% of it. How many rupees are saved?
- 5.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 6.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) profit put in a bank (d) an emergency fund
- 7.Arjun’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Ishaan’s stall made a profit of ₹400. Ishaan saves 25% of it. How many rupees are saved?
- 9.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) profit put in a bank (d) a piggy bank for later
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 11.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 12.Kavya’s stall made a profit of ₹500. Kavya saves 20% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 15.Rohan’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 17.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) buying a second juicer
- 18.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Joseph’s stall made a profit of ₹1500. Joseph saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Zoya’s stall made a profit of ₹400. Zoya saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 23.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 26.Diya’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) more seeds for next time
- 28.Riya’s stall made a profit of ₹2000. Riya saves 10% of it. How many rupees are saved?
- 29.Zoya’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Riya’s stall made a profit of ₹1100. Riya saves 20% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 32.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 33.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 34.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 35.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) more seeds for next time
- 36.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Ishaan’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 39.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 40.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 636
- talk to parents
- 60
- 100
- to keep trust
- buying a second juicer
- 60
- 100
- a cinema ticket
- spending
- can I pay it back?
- 100
- 963
- spending
- 400
- saving
- a new video game
- 54
- 375
- 936
- 200
- saving
- 1150
- 96
- saving
- 260
- an emergency fund
- 200
- 350
- 220
- reinvesting
- putting profit back in
- for bad days and goals
- the cost of borrowing
- a piggy bank for later
- 180
- 175
- reinvesting
- profit put in a bank
- 848
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids