Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 4.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) a new video game (d) profit put in a bank
- 5.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 6.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 8.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 9.Kavya’s stall made a profit of ₹1000. Kavya saves 50% of it. How many rupees are saved?
- 10.Joseph’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 12.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 14.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Farhan’s stall made a profit of ₹400. Farhan saves 25% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 18.Aarav’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
- 20.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Tara’s stall made a profit of ₹1000. Tara saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 25.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 28.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Zoya’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Farhan’s stall made a profit of ₹1500. Farhan saves 50% of it. How many rupees are saved?
- 33.Kavya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 35.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Diya’s stall made a profit of ₹700. Diya saves 25% of it. How many rupees are saved?
- 40.Joseph’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 210
- 15
- talk to parents
- a new video game
- a cinema ticket
- 318
- for bad days and goals
- putting profit back in
- 500
- 240
- spending
- 1060
- to keep trust
- 330
- 140
- 100
- saving
- 900
- profit put in a bank
- 6
- 336
- 200
- 40
- can I pay it back?
- 30
- 318
- an emergency fund
- 728
- 8
- 200
- 60
- 750
- 180
- sweets for yourself
- the cost of borrowing
- saving
- reinvesting
- 54
- 175
- 1190
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