Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 3.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 4.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Gurpreet’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is saving? (a) a new video game (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 7.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 10.Vihaan’s stall made a profit of ₹1300. Vihaan saves 50% of it. How many rupees are saved?
- 11.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 13.Meera’s stall made a profit of ₹1400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Ananya’s stall made a profit of ₹900. Ananya saves 50% of it. How many rupees are saved?
- 15.Rohan’s stall made a profit of ₹1100. Rohan saves 25% of it. How many rupees are saved?
- 16.Zoya’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 18.Kabir’s stall made a profit of ₹1800. Kabir saves 50% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 20.Meera’s stall made a profit of ₹700. Meera saves 50% of it. How many rupees are saved?
- 21.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) a piggy bank for later (d) more seeds for next time
- 24.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 26.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 29.Dev’s stall made a profit of ₹200. Dev saves 10% of it. How many rupees are saved?
- 30.Rohan’s stall made a profit of ₹1600. Rohan saves 10% of it. How many rupees are saved?
- 31.Nisha’s stall made a profit of ₹1000. Nisha saves 10% of it. How many rupees are saved?
- 32.Nisha’s stall made a profit of ₹1200. Nisha saves 50% of it. How many rupees are saved?
- 33.Which of these is saving? (a) better paint for cards (b) a new video game (c) an emergency fund (d) more seeds for next time
- 34.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 40.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 1040
- to keep trust
- buying a second juicer
- 72
- 100
- profit put in a bank
- 56
- more seeds for next time
- talk to parents
- 650
- putting profit back in
- a cinema ticket
- 560
- 450
- 275
- 140
- spending
- 900
- reinvesting
- 350
- 530
- 112
- a new video game
- 36
- spending
- 10
- saving
- reinvesting
- 20
- 160
- 100
- 600
- an emergency fund
- 48
- 50
- 56
- 27
- 200
- spending
- 24
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