Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 2.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) more seeds for next time (d) a piggy bank for later
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 5.Diya’s stall made a profit of ₹1300. Diya saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 8.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) more seeds for next time
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 10.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 20% of it. How many rupees are saved?
- 12.Tara’s stall made a profit of ₹300. Tara saves 25% of it. How many rupees are saved?
- 13.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) a new video game
- 14.Zoya’s stall made a profit of ₹1400. Zoya saves 50% of it. How many rupees are saved?
- 15.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 16.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.Nisha’s stall made a profit of ₹2000. Nisha saves 50% of it. How many rupees are saved?
- 20.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) a piggy bank for later
- 21.Saanvi’s stall made a profit of ₹1700. Saanvi saves 20% of it. How many rupees are saved?
- 22.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) an emergency fund
- 24.Meera’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 26.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 27.Diya’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Kabir’s stall made a profit of ₹600. Kabir saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 10% of it. How many rupees are saved?
- 33.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 34.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 36.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Dev’s stall made a profit of ₹600. Dev saves 10% of it. How many rupees are saved?
- 40.Aarav’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- reinvesting
- 590
- a piggy bank for later
- saving
- 325
- 1080
- for bad days and goals
- sweets for yourself
- spending
- 210
- 160
- 75
- profit put in a bank
- 700
- to keep trust
- 660
- 20
- 50
- 1000
- buying a second juicer
- 340
- 220
- a new video game
- 1200
- talk to parents
- the cost of borrowing
- 300
- 60
- 150
- 147
- 56
- 160
- an emergency fund
- 18
- can I pay it back?
- 770
- 14
- 120
- 60
- 550
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