Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 2.Tara’s stall made a profit of ₹600. Tara saves 20% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 4.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 5.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 6.Saanvi’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 8.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.Ishaan’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Kavya’s stall made a profit of ₹1500. Kavya saves 10% of it. How many rupees are saved?
- 11.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) a new video game (d) an emergency fund
- 12.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 13.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 15.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 16.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Aarav’s stall made a profit of ₹1500. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) profit put in a bank (d) buying a second juicer
- 21.Farhan’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 23.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 24.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Aarav’s stall made a profit of ₹900. Aarav saves 50% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 29.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 30.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 31.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Farhan’s stall made a profit of ₹600. Farhan saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 37.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 50% of it. How many rupees are saved?
- 38.Dev’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 120
- 120
- spending
- the cost of borrowing
- sweets for yourself
- 180
- to keep trust
- 390
- 240
- 150
- an emergency fund
- better paint for cards
- a piggy bank for later
- reinvesting
- talk to parents
- 28
- 48
- 108
- 300
- profit put in a bank
- 60
- 400
- a new video game
- 56
- 180
- 109
- 450
- reinvesting
- more seeds for next time
- putting profit back in
- 118
- 630
- 150
- 72
- 14
- a cinema ticket
- 600
- 300
- 18
- 216
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