Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) a cinema ticket
- 2.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 5.Ishaan’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) a new video game
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 8.Nisha’s stall made a profit of ₹1300. Nisha saves 25% of it. How many rupees are saved?
- 9.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 10.Aarav’s stall made a profit of ₹1600. Aarav saves 50% of it. How many rupees are saved?
- 11.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 25% of it. How many rupees are saved?
- 12.Aarav’s stall made a profit of ₹600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 14.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Lakshmi’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 17.Saanvi’s stall made a profit of ₹1800. Saanvi saves 10% of it. How many rupees are saved?
- 18.Ishaan’s stall made a profit of ₹2000. Ishaan saves 10% of it. How many rupees are saved?
- 19.Which of these is saving? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) sweets for yourself
- 20.Dev’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) more seeds for next time
- 22.Gurpreet’s stall made a profit of ₹1600. Gurpreet saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 26.Vihaan’s stall made a profit of ₹1300. Vihaan saves 25% of it. How many rupees are saved?
- 27.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 29.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) a new video game
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 31.Kavya’s stall made a profit of ₹1000. Kavya saves 50% of it. How many rupees are saved?
- 32.Dev’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Lakshmi’s stall made a profit of ₹1900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 36.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 38.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 39.Vihaan’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
Answer key
- an emergency fund
- 45
- the cost of borrowing
- spending
- 570
- buying a second juicer
- saving
- 325
- to keep trust
- 800
- 375
- 240
- putting profit back in
- 1070
- 585
- for bad days and goals
- 180
- 200
- profit put in a bank
- 200
- more seeds for next time
- 160
- 90
- 18
- can I pay it back?
- 325
- 992
- reinvesting
- a new video game
- saving
- 500
- 280
- 380
- 954
- a piggy bank for later
- 910
- saving
- spending
- 200
- spending
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