Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 2.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 3.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 5.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 6.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) sweets for yourself (d) profit put in a bank
- 7.Kavya’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Meera’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 10.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 11.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a cinema ticket (d) an emergency fund
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 15.Ishaan’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 19.Rohan’s stall made a profit of ₹1900. Rohan saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Lakshmi’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Kavya’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 29.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 30.Aarav’s stall made a profit of ₹500. Aarav saves 20% of it. How many rupees are saved?
- 31.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 50% of it. How many rupees are saved?
- 32.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 33.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 34.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 35.Kabir’s stall made a profit of ₹1600. Kabir saves 20% of it. How many rupees are saved?
- 36.Arjun’s stall made a profit of ₹1900. Arjun saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 38.Rohan’s stall made a profit of ₹1900. Rohan saves 50% of it. How many rupees are saved?
- 39.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 40.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
Answer key
- putting profit back in
- for bad days and goals
- 10
- reinvesting
- to keep trust
- more seeds for next time
- 600
- 240
- can I pay it back?
- the cost of borrowing
- 125
- 96
- an emergency fund
- reinvesting
- 800
- 14
- 424
- spending
- 380
- 832
- 230
- 400
- 720
- 14
- 36
- 27
- saving
- spending
- buying a second juicer
- 100
- 300
- profit put in a bank
- sweets for yourself
- a new video game
- 320
- 190
- saving
- 950
- better paint for cards
- talk to parents
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids