Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Vihaan’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 3.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) buying a second juicer
- 4.Rohan’s stall made a profit of ₹2000. Rohan saves 20% of it. How many rupees are saved?
- 5.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 7.Which of these is spending on yourself? (a) a cinema ticket (b) better paint for cards (c) a piggy bank for later (d) buying a second juicer
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 9.Dev’s stall made a profit of ₹500. Dev saves 10% of it. How many rupees are saved?
- 10.Riya’s stall made a profit of ₹1500. Riya saves 25% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 12.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Riya’s stall made a profit of ₹1800. Riya saves 25% of it. How many rupees are saved?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 16.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a new video game
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 18.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Dev’s stall made a profit of ₹800. Dev saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) buying a second juicer
- 22.Nisha’s stall made a profit of ₹1900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Kavya’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 26.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 27.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 29.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 30.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 31.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 32.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 33.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Kabir’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Lakshmi’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) a new video game
- 37.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 38.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
Answer key
- 540
- spending
- profit put in a bank
- 400
- 103
- the cost of borrowing
- a cinema ticket
- saving
- 50
- 375
- saving
- 36
- 450
- talk to parents
- spending
- a new video game
- saving
- 448
- 200
- 14
- buying a second juicer
- 665
- 624
- 200
- reinvesting
- sweets for yourself
- 840
- to keep trust
- spending
- for bad days and goals
- a piggy bank for later
- putting profit back in
- 336
- 960
- 405
- an emergency fund
- reinvesting
- 826
- 106
- can I pay it back?
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids