Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 2.Tara’s stall made a profit of ₹900. Tara saves 25% of it. How many rupees are saved?
- 3.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Dev’s stall made a profit of ₹1500. Dev saves 25% of it. How many rupees are saved?
- 5.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a piggy bank for later (d) a new video game
- 6.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
- 7.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) a cinema ticket
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 9.Tara’s stall made a profit of ₹1200. Tara saves 50% of it. How many rupees are saved?
- 10.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 12.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) an emergency fund (d) a new video game
- 13.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 14.Rohan’s stall made a profit of ₹300. Rohan saves 50% of it. How many rupees are saved?
- 15.Tara’s stall made a profit of ₹800. Tara saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 20.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 22.Kabir’s stall made a profit of ₹700. Kabir saves 25% of it. How many rupees are saved?
- 23.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Farhan’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Diya’s stall made a profit of ₹800. Diya saves 25% of it. How many rupees are saved?
- 26.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 29.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 30.Lakshmi’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Diya’s stall made a profit of ₹1100. Diya saves 10% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 35.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Zoya’s stall made a profit of ₹1700. Zoya saves 20% of it. How many rupees are saved?
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 50% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 40.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- the cost of borrowing
- 225
- 348
- 375
- a piggy bank for later
- profit put in a bank
- a cinema ticket
- spending
- 600
- 8
- reinvesting
- a new video game
- to keep trust
- 150
- 200
- 612
- 90
- 660
- talk to parents
- 27
- sweets for yourself
- 175
- 330
- 400
- 200
- 756
- for bad days and goals
- reinvesting
- more seeds for next time
- 390
- 110
- 400
- reinvesting
- saving
- 212
- 340
- 14
- 200
- saving
- 1060
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