Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
- 2.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 3.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Tara’s stall made a profit of ₹1400. Tara saves 50% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 6.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 7.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
- 9.Meera’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 12.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
- 13.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 14.Kabir’s stall made a profit of ₹1300. Kabir saves 20% of it. How many rupees are saved?
- 15.Ishaan’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 18.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 21.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 22.Diya’s stall made a profit of ₹1600. Diya saves 20% of it. How many rupees are saved?
- 23.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 24.Joseph’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Rohan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
- 29.Riya’s stall made a profit of ₹900. Riya saves 25% of it. How many rupees are saved?
- 30.Diya’s stall made a profit of ₹1200. Diya saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
- 33.Meera’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Zoya’s stall made a profit of ₹500. Zoya saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 37.Arjun’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 39.Meera’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
Answer key
- 350
- for bad days and goals
- 103
- 700
- spending
- 1035
- 324
- sweets for yourself
- 350
- a new video game
- saving
- 350
- the cost of borrowing
- 260
- 60
- 260
- spending
- 270
- a piggy bank for later
- reinvesting
- can I pay it back?
- 320
- to keep trust
- 420
- 45
- 520
- 63
- putting profit back in
- 225
- 120
- 16
- 250
- 160
- 250
- 412
- 500
- 400
- talk to parents
- 500
- profit put in a bank
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