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Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 38 · 40 questions
TalentJR

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

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  1. 1.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
  2. 2.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
  3. 3.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  4. 4.Tara’s stall made a profit of ₹1400. Tara saves 50% of it. How many rupees are saved?
  5. 5.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
  6. 6.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
  7. 7.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
  8. 8.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
  9. 9.Meera’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
  10. 10.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) buying a second juicer
  11. 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
  12. 12.Farhan’s stall made a profit of ₹700. Farhan saves 50% of it. How many rupees are saved?
  13. 13.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
  14. 14.Kabir’s stall made a profit of ₹1300. Kabir saves 20% of it. How many rupees are saved?
  15. 15.Ishaan’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  16. 16.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
  17. 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
  18. 18.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
  19. 19.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
  20. 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
  21. 21.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
  22. 22.Diya’s stall made a profit of ₹1600. Diya saves 20% of it. How many rupees are saved?
  23. 23.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
  24. 24.Joseph’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  25. 25.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
  26. 26.Rohan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  27. 27.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
  28. 28.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
  29. 29.Riya’s stall made a profit of ₹900. Riya saves 25% of it. How many rupees are saved?
  30. 30.Diya’s stall made a profit of ₹1200. Diya saves 10% of it. How many rupees are saved?
  31. 31.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
  32. 32.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
  33. 33.Meera’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
  34. 34.Zoya’s stall made a profit of ₹500. Zoya saves 50% of it. How many rupees are saved?
  35. 35.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  36. 36.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
  37. 37.Arjun’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  38. 38.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
  39. 39.Meera’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  40. 40.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) better paint for cards (d) sweets for yourself

Answer key

  1. 350
  2. for bad days and goals
  3. 103
  4. 700
  5. spending
  6. 1035
  7. 324
  8. sweets for yourself
  9. 350
  10. a new video game
  11. saving
  12. 350
  13. the cost of borrowing
  14. 260
  15. 60
  16. 260
  17. spending
  18. 270
  19. a piggy bank for later
  20. reinvesting
  21. can I pay it back?
  22. 320
  23. to keep trust
  24. 420
  25. 45
  26. 520
  27. 63
  28. putting profit back in
  29. 225
  30. 120
  31. 16
  32. 250
  33. 160
  34. 250
  35. 412
  36. 500
  37. 400
  38. talk to parents
  39. 500
  40. profit put in a bank

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