Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 3.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 5.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 6.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) sweets for yourself (d) a cinema ticket
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) a new video game
- 9.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 25% of it. How many rupees are saved?
- 10.Kavya’s stall made a profit of ₹900. Kavya saves 20% of it. How many rupees are saved?
- 11.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 12.Joseph’s stall made a profit of ₹400. Joseph saves 10% of it. How many rupees are saved?
- 13.Joseph’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 15.Zoya’s stall made a profit of ₹1300. Zoya saves 20% of it. How many rupees are saved?
- 16.Arjun’s stall made a profit of ₹600. Arjun saves 10% of it. How many rupees are saved?
- 17.Aarav’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 22.Kabir’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 25.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) an emergency fund (d) a cinema ticket
- 27.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a cinema ticket (d) a new video game
- 28.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Vihaan’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) profit put in a bank (d) better paint for cards
- 31.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 32.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) sweets for yourself (d) a piggy bank for later
- 33.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 34.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 38.Arjun’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Aarav’s stall made a profit of ₹300. Aarav saves 20% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
Answer key
- 1040
- buying a second juicer
- 12
- 654
- 20
- more seeds for next time
- saving
- a new video game
- 475
- 180
- talk to parents
- 40
- 300
- reinvesting
- 260
- 60
- 540
- 48
- for bad days and goals
- spending
- spending
- 935
- can I pay it back?
- reinvesting
- 848
- a cinema ticket
- a piggy bank for later
- 110
- 400
- better paint for cards
- to keep trust
- sweets for yourself
- putting profit back in
- 104
- 840
- 18
- an emergency fund
- 720
- 60
- reinvesting
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