Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) profit put in a bank
- 2.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 5.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 7.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 8.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 10.Meera’s stall made a profit of ₹1200. Meera saves 20% of it. How many rupees are saved?
- 11.Rohan’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 13.Dev’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Dev’s stall made a profit of ₹1900. Dev saves 25% of it. How many rupees are saved?
- 15.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) buying a second juicer
- 18.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 19.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 21.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 22.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Arjun’s stall made a profit of ₹500. Arjun saves 25% of it. How many rupees are saved?
- 24.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) an emergency fund
- 25.Saanvi’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) sweets for yourself
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 28.Ananya’s stall made a profit of ₹2000. Ananya saves 10% of it. How many rupees are saved?
- 29.Zoya’s stall made a profit of ₹500. Zoya saves 20% of it. How many rupees are saved?
- 30.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Which of these is saving? (a) a cinema ticket (b) a new video game (c) sweets for yourself (d) an emergency fund
- 32.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Meera’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 36.Diya’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 39.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) more seeds for next time
- 40.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
Answer key
- more seeds for next time
- 216
- 14
- reinvesting
- 24
- profit put in a bank
- putting profit back in
- 180
- a cinema ticket
- 240
- 660
- saving
- 75
- 475
- 162
- 515
- buying a second juicer
- the cost of borrowing
- 7
- for bad days and goals
- talk to parents
- 64
- 125
- a new video game
- 320
- sweets for yourself
- spending
- 200
- 100
- 318
- an emergency fund
- 742
- 6
- 150
- spending
- 760
- 210
- reinvesting
- a piggy bank for later
- can I pay it back?
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