Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Rohan’s stall made a profit of ₹1500. Rohan saves 10% of it. How many rupees are saved?
- 3.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 4.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 6.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 10.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 11.Meera’s stall made a profit of ₹1000. Meera saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 14.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 16.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 19.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Vihaan’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Meera’s stall made a profit of ₹1100. Meera saves 50% of it. How many rupees are saved?
- 22.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 23.Vihaan’s stall made a profit of ₹1400. Vihaan saves 50% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a piggy bank for later (d) a cinema ticket
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 26.Ananya’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Rohan’s stall made a profit of ₹1800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) sweets for yourself
- 30.Joseph’s stall made a profit of ₹1500. Joseph saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) more seeds for next time
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 35.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 36.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) more seeds for next time
- 37.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) more seeds for next time
- 38.Gurpreet’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Which of these is saving? (a) profit put in a bank (b) a new video game (c) sweets for yourself (d) better paint for cards
- 40.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 72
- 150
- putting profit back in
- 54
- saving
- talk to parents
- spending
- 728
- a new video game
- to keep trust
- 250
- 60
- buying a second juicer
- 63
- better paint for cards
- 60
- 218
- spending
- 1180
- 150
- 550
- the cost of borrowing
- 700
- more seeds for next time
- reinvesting
- 180
- 720
- 54
- an emergency fund
- 750
- 25
- 990
- sweets for yourself
- saving
- 75
- a piggy bank for later
- a cinema ticket
- 825
- profit put in a bank
- 20
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