Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) buying a second juicer
- 2.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Aarav’s stall made a profit of ₹1200. Aarav saves 50% of it. How many rupees are saved?
- 4.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) sweets for yourself (d) better paint for cards
- 6.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 7.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 8.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 11.Saanvi’s stall made a profit of ₹1200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 13.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 14.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) nothing (d) what is the logo?
- 16.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 17.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 20.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Gurpreet’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 23.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 25.Vihaan’s stall made a profit of ₹1700. Vihaan saves 25% of it. How many rupees are saved?
- 26.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) better paint for cards (d) a new video game
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 29.Kavya’s stall made a profit of ₹500. Kavya saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 33.Kavya’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Saanvi’s stall made a profit of ₹500. Saanvi saves 50% of it. How many rupees are saved?
- 35.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 36.Kabir’s stall made a profit of ₹700. Kabir saves 25% of it. How many rupees are saved?
- 37.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 38.Zoya’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Joseph’s stall made a profit of ₹1400. Joseph saves 50% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
Answer key
- a piggy bank for later
- 612
- 600
- 84
- better paint for cards
- the cost of borrowing
- buying a second juicer
- 120
- 360
- for bad days and goals
- 540
- a cinema ticket
- talk to parents
- 1044
- can I pay it back?
- spending
- 48
- 12
- 20
- 21
- 240
- to keep trust
- 63
- sweets for yourself
- 425
- an emergency fund
- spending
- reinvesting
- 125
- 4
- profit put in a bank
- saving
- 720
- 250
- 425
- 175
- putting profit back in
- 125
- 700
- saving
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