Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Kabir’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Ishaan’s stall made a profit of ₹1900. Ishaan saves 50% of it. How many rupees are saved?
- 4.Joseph’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 8.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 12.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 13.Aarav’s stall made a profit of ₹1000. Aarav saves 50% of it. How many rupees are saved?
- 14.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 10% of it. How many rupees are saved?
- 15.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 16.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 19.Rohan’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) a piggy bank for later (d) better paint for cards
- 22.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 24.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 10% of it. How many rupees are saved?
- 25.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) a new video game (d) a cinema ticket
- 26.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 29.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 31.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) a new video game
- 32.Which of these is saving? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) buying a second juicer
- 33.Diya’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Arjun’s stall made a profit of ₹700. Arjun saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 37.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
Answer key
- 36
- 850
- 950
- 350
- sweets for yourself
- spending
- can I pay it back?
- 2
- 990
- putting profit back in
- reinvesting
- for bad days and goals
- 500
- 60
- the cost of borrowing
- 90
- talk to parents
- saving
- 180
- 24
- better paint for cards
- 992
- saving
- 50
- profit put in a bank
- 212
- 106
- a cinema ticket
- 105
- a piggy bank for later
- a new video game
- an emergency fund
- 120
- 175
- 56
- saving
- 318
- 880
- 981
- buying a second juicer
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