Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 2.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.Meera’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 5.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 7.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) sweets for yourself (d) an emergency fund
- 9.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 10.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 12.Rohan’s stall made a profit of ₹1400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 14.Kavya’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 17.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 20.Kavya’s stall made a profit of ₹1200. Kavya saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 24.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) a new video game
- 25.Gurpreet’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 27.Saanvi’s stall made a profit of ₹1500. Saanvi saves 10% of it. How many rupees are saved?
- 28.Saanvi’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 50% of it. How many rupees are saved?
- 30.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Arjun’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Diya’s stall made a profit of ₹400. Diya saves 10% of it. How many rupees are saved?
- 34.Lakshmi’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Farhan’s stall made a profit of ₹400. Farhan saves 25% of it. How many rupees are saved?
- 36.Farhan’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 38.Rohan’s stall made a profit of ₹1900. Rohan saves 20% of it. How many rupees are saved?
- 39.Saanvi’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
Answer key
- spending
- 826
- 240
- to keep trust
- 936
- profit put in a bank
- 150
- buying a second juicer
- the cost of borrowing
- 72
- reinvesting
- 420
- talk to parents
- 490
- 60
- putting profit back in
- 981
- a piggy bank for later
- saving
- 300
- 56
- 54
- an emergency fund
- better paint for cards
- 150
- for bad days and goals
- 150
- 750
- 200
- 1180
- 560
- 220
- 40
- 100
- 100
- 240
- spending
- 380
- 300
- can I pay it back?
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