Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) sweets for yourself (d) a new video game
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 4.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 5.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 6.Tara’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 8.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.Arjun’s stall made a profit of ₹300. Arjun saves 25% of it. How many rupees are saved?
- 11.Zoya’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 13.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 15.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 18.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 10% of it. How many rupees are saved?
- 19.Zoya’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 21.Arjun’s stall made a profit of ₹500. Arjun saves 25% of it. How many rupees are saved?
- 22.Saanvi’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 24.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 25.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.Diya’s stall made a profit of ₹600. Diya saves 20% of it. How many rupees are saved?
- 27.Rohan’s stall made a profit of ₹1300. Rohan saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 30.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 31.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Diya’s stall made a profit of ₹1900. Diya saves 10% of it. How many rupees are saved?
- 33.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) sweets for yourself
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 35.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Aarav’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 39.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Aarav’s stall made a profit of ₹1000. Aarav saves 25% of it. How many rupees are saved?
Answer key
- 144
- a piggy bank for later
- spending
- for bad days and goals
- buying a second juicer
- 450
- better paint for cards
- 728
- 6
- 75
- 1260
- saving
- 312
- talk to parents
- 98
- 75
- spending
- 50
- 120
- saving
- 125
- 780
- can I pay it back?
- profit put in a bank
- 8
- 120
- 260
- 440
- 140
- a cinema ticket
- 24
- 190
- sweets for yourself
- saving
- 936
- 180
- 109
- the cost of borrowing
- 18
- 250
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids