Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Meera’s stall made a profit of ₹1200. Meera saves 10% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 4.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) profit put in a bank (d) more seeds for next time
- 5.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 7.Meera’s stall made a profit of ₹700. Meera saves 20% of it. How many rupees are saved?
- 8.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 9.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) sweets for yourself
- 10.Arjun’s stall made a profit of ₹300. Arjun saves 25% of it. How many rupees are saved?
- 11.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 12.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 14.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 15.Diya’s stall made a profit of ₹400. Diya saves 50% of it. How many rupees are saved?
- 16.Vihaan’s stall made a profit of ₹1100. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 19.Meera’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.Dev’s stall made a profit of ₹200. Dev saves 25% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 22.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 25.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Saanvi’s stall made a profit of ₹1600. Saanvi saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is saving? (a) sweets for yourself (b) a new video game (c) a cinema ticket (d) a piggy bank for later
- 30.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Arjun’s stall made a profit of ₹1900. Arjun saves 50% of it. How many rupees are saved?
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) better paint for cards (d) a new video game
- 33.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Arjun’s stall made a profit of ₹1400. Arjun saves 50% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 37.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 38.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) better paint for cards
- 39.Meera’s stall made a profit of ₹1800. Meera saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 105
- 120
- spending
- profit put in a bank
- 81
- an emergency fund
- 140
- for bad days and goals
- buying a second juicer
- 75
- can I pay it back?
- 60
- reinvesting
- the cost of borrowing
- 200
- 330
- 390
- to keep trust
- 220
- 50
- spending
- 106
- 510
- saving
- 1143
- 612
- 320
- 230
- a piggy bank for later
- 936
- 950
- a new video game
- 590
- 700
- reinvesting
- saving
- saving
- a cinema ticket
- 450
- 56
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