Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 2.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) sweets for yourself
- 5.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) more seeds for next time (d) better paint for cards
- 6.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 7.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 8.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 10.Zoya’s stall made a profit of ₹500. Zoya saves 20% of it. How many rupees are saved?
- 11.Meera’s stall made a profit of ₹1500. Meera saves 50% of it. How many rupees are saved?
- 12.Ishaan’s stall made a profit of ₹1000. Ishaan saves 20% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 15.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 16.Nisha’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 18.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 19.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Joseph’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 22.Ishaan’s stall made a profit of ₹800. Ishaan saves 20% of it. How many rupees are saved?
- 23.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 25.Saanvi’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Kabir’s stall made a profit of ₹600. Kabir saves 50% of it. How many rupees are saved?
- 27.Arjun’s stall made a profit of ₹900. Arjun saves 20% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a piggy bank for later
- 29.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 30.Vihaan’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Kavya’s stall made a profit of ₹1600. Kavya saves 25% of it. How many rupees are saved?
- 32.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) more seeds for next time (d) an emergency fund
- 33.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 34.Vihaan’s stall made a profit of ₹1700. Vihaan saves 10% of it. How many rupees are saved?
- 35.Kabir’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 37.Nisha’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 39.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- profit put in a bank
- can I pay it back?
- spending
- more seeds for next time
- a cinema ticket
- 240
- 100
- 162
- for bad days and goals
- 100
- 750
- 200
- 18
- a piggy bank for later
- reinvesting
- 150
- putting profit back in
- saving
- 742
- 60
- the cost of borrowing
- 160
- sweets for yourself
- saving
- 280
- 300
- 180
- buying a second juicer
- a new video game
- 120
- 400
- an emergency fund
- to keep trust
- 170
- 200
- spending
- 80
- talk to parents
- 60
- 228
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