Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Meera’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Zoya’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 7.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Which of these is reinvesting in the business? (a) sweets for yourself (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 9.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 10.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Diya’s stall made a profit of ₹1000. Diya saves 10% of it. How many rupees are saved?
- 12.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 13.Lakshmi’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 15.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 18.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 19.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Kabir’s stall made a profit of ₹200. Kabir saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) more seeds for next time (d) better paint for cards
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 28.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 31.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) profit put in a bank
- 32.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 33.Ananya’s stall made a profit of ₹1700. Ananya saves 10% of it. How many rupees are saved?
- 34.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) sweets for yourself (d) more seeds for next time
- 35.Zoya’s stall made a profit of ₹600. Zoya saves 20% of it. How many rupees are saved?
- 36.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 37.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 38.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Arjun’s stall made a profit of ₹1800. Arjun saves 10% of it. How many rupees are saved?
- 40.Saanvi’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 330
- 350
- saving
- 56
- 54
- a new video game
- 321
- more seeds for next time
- the cost of borrowing
- 120
- 100
- to keep trust
- 200
- spending
- 210
- 105
- can I pay it back?
- putting profit back in
- 16
- reinvesting
- 40
- 672
- 50
- 936
- 80
- sweets for yourself
- reinvesting
- 109
- spending
- saving
- profit put in a bank
- for bad days and goals
- 170
- a piggy bank for later
- 120
- talk to parents
- saving
- 345
- 180
- 240
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