Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a piggy bank for later (d) buying a second juicer
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 3.Nisha’s stall made a profit of ₹1800. Nisha saves 10% of it. How many rupees are saved?
- 4.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Dev’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) sweets for yourself (d) an emergency fund
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 8.Gurpreet’s stall made a profit of ₹500. Gurpreet saves 20% of it. How many rupees are saved?
- 9.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) sweets for yourself (d) profit put in a bank
- 10.Kabir’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 13.Rohan’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Diya’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Meera’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 18.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 20.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) a cinema ticket
- 24.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 25.Farhan’s stall made a profit of ₹1300. Farhan saves 25% of it. How many rupees are saved?
- 26.Riya’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 28.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) profit put in a bank (d) buying a second juicer
- 29.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 31.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 32.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Tara’s stall made a profit of ₹1500. Tara saves 20% of it. How many rupees are saved?
- 34.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) a cinema ticket
- 35.Kabir’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 37.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 38.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Aarav’s stall made a profit of ₹1600. Aarav saves 25% of it. How many rupees are saved?
- 40.Dev’s stall made a profit of ₹1000. Dev saves 50% of it. How many rupees are saved?
Answer key
- a piggy bank for later
- saving
- 180
- 24
- 210
- more seeds for next time
- reinvesting
- 100
- sweets for yourself
- 400
- spending
- reinvesting
- 100
- 250
- 60
- 480
- a new video game
- 30
- saving
- 990
- 520
- 840
- buying a second juicer
- 60
- 325
- 1200
- the cost of borrowing
- profit put in a bank
- 108
- can I pay it back?
- for bad days and goals
- 18
- 300
- better paint for cards
- 200
- to keep trust
- talk to parents
- 1100
- 400
- 500
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids