Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 2.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a new video game (d) more seeds for next time
- 3.Gurpreet’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Riya’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 7.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 10.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) an emergency fund
- 11.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 12.Ishaan’s stall made a profit of ₹300. Ishaan saves 10% of it. How many rupees are saved?
- 13.Diya’s stall made a profit of ₹2000. Diya saves 10% of it. How many rupees are saved?
- 14.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 15.Meera’s stall made a profit of ₹1800. Meera saves 10% of it. How many rupees are saved?
- 16.Kabir’s stall made a profit of ₹1300. Kabir saves 10% of it. How many rupees are saved?
- 17.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 19.Nisha’s stall made a profit of ₹400. Nisha saves 10% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 25% of it. How many rupees are saved?
- 23.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 24.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) a piggy bank for later (d) profit put in a bank
- 25.Rohan’s stall made a profit of ₹200. Rohan saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 28.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 29.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 30.Vihaan’s stall made a profit of ₹1700. Vihaan saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Kabir’s stall made a profit of ₹300. Kabir saves 10% of it. How many rupees are saved?
- 33.Ananya’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Dev’s stall made a profit of ₹800. Dev saves 20% of it. How many rupees are saved?
- 36.Aarav’s stall made a profit of ₹500. Aarav saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Lakshmi’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Ananya’s stall made a profit of ₹1600. Ananya saves 10% of it. How many rupees are saved?
- 40.Zoya’s stall made a profit of ₹900. Zoya saves 10% of it. How many rupees are saved?
Answer key
- more seeds for next time
- a piggy bank for later
- 350
- 520
- 1210
- can I pay it back?
- 345
- 20
- to keep trust
- a new video game
- sweets for yourself
- 30
- 200
- for bad days and goals
- 180
- 130
- 120
- a cinema ticket
- 40
- spending
- 381
- 175
- the cost of borrowing
- better paint for cards
- 40
- 20
- reinvesting
- talk to parents
- profit put in a bank
- 340
- 60
- 30
- 510
- 612
- 160
- 125
- 990
- 900
- 160
- 90
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