Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 2.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 4.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 10% of it. How many rupees are saved?
- 6.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 7.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.Kabir’s stall made a profit of ₹1600. Kabir saves 20% of it. How many rupees are saved?
- 9.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 10.Which of these is saving? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 11.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) an emergency fund
- 13.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) profit put in a bank
- 14.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 15.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 10% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 17.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 18.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a cinema ticket (d) a piggy bank for later
- 19.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Lakshmi’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Farhan’s stall made a profit of ₹600. Farhan saves 50% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 24.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 25.Ananya’s stall made a profit of ₹1100. Ananya saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 28.Which of these is saving? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) sweets for yourself
- 29.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Ishaan’s stall made a profit of ₹1300. Ishaan saves 25% of it. How many rupees are saved?
- 31.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 32.Zoya’s stall made a profit of ₹600. Zoya saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.Ishaan’s stall made a profit of ₹600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Ananya’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 37.Zoya’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Aarav’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- reinvesting
- 1100
- spending
- 108
- 180
- a cinema ticket
- 327
- 320
- for bad days and goals
- an emergency fund
- talk to parents
- buying a second juicer
- sweets for yourself
- 64
- 60
- 212
- more seeds for next time
- a piggy bank for later
- 128
- 330
- 436
- 300
- saving
- 200
- 220
- 220
- the cost of borrowing
- profit put in a bank
- 24
- 325
- can I pay it back?
- 60
- 20
- 240
- 880
- putting profit back in
- 240
- 80
- 954
- 220
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