Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 2.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 3.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 5.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) a piggy bank for later (d) sweets for yourself
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) buying a second juicer
- 9.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Which of these is saving? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) better paint for cards
- 11.Riya’s stall made a profit of ₹800. Riya saves 25% of it. How many rupees are saved?
- 12.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a piggy bank for later (d) profit put in a bank
- 13.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 15.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) better paint for cards (d) sweets for yourself
- 17.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 19.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Arjun’s stall made a profit of ₹1100. Arjun saves 10% of it. How many rupees are saved?
- 22.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 24.Dev’s stall made a profit of ₹2000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a piggy bank for later (d) a cinema ticket
- 29.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 30.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Diya’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Kavya’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 35.Dev’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Arjun’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Meera’s stall made a profit of ₹1100. Meera saves 10% of it. How many rupees are saved?
Answer key
- spending
- can I pay it back?
- 381
- putting profit back in
- 330
- a piggy bank for later
- saving
- buying a second juicer
- 30
- profit put in a bank
- 200
- better paint for cards
- 416
- saving
- for bad days and goals
- sweets for yourself
- an emergency fund
- a new video game
- 96
- 1040
- 110
- 48
- spending
- 800
- 107
- 963
- to keep trust
- a cinema ticket
- the cost of borrowing
- 530
- 350
- 954
- 250
- reinvesting
- 150
- 6
- 318
- 440
- 40
- 110
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