Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 2.Gurpreet’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 5.Tara’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) better paint for cards
- 7.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 8.Saanvi’s stall made a profit of ₹2000. Saanvi saves 10% of it. How many rupees are saved?
- 9.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 10.Meera’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Tara’s stall made a profit of ₹800. Tara saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 16.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.Ishaan’s stall made a profit of ₹500. Ishaan saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 20.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) an emergency fund
- 21.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) a piggy bank for later
- 23.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 24.Diya’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Lakshmi’s stall made a profit of ₹1600. Lakshmi saves 10% of it. How many rupees are saved?
- 26.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Rohan’s stall made a profit of ₹300. Rohan saves 25% of it. How many rupees are saved?
- 28.Which of these is saving? (a) a cinema ticket (b) a new video game (c) sweets for yourself (d) a piggy bank for later
- 29.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) a new video game (d) buying a second juicer
- 30.Diya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Vihaan’s stall made a profit of ₹1400. Vihaan saves 20% of it. How many rupees are saved?
- 33.Tara’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Aarav’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Kavya’s stall made a profit of ₹2000. Kavya saves 50% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a new video game (d) buying a second juicer
- 37.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Tara’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Vihaan’s stall made a profit of ₹400. Vihaan saves 25% of it. How many rupees are saved?
Answer key
- the cost of borrowing
- 600
- spending
- saving
- 300
- better paint for cards
- talk to parents
- 200
- can I pay it back?
- 270
- 200
- 42
- 206
- putting profit back in
- saving
- 42
- 100
- 116
- more seeds for next time
- an emergency fund
- 968
- a cinema ticket
- spending
- 520
- 160
- 30
- 75
- a piggy bank for later
- buying a second juicer
- 200
- 472
- 280
- 400
- 150
- 1000
- a new video game
- 27
- 950
- 832
- 100
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids