Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) an emergency fund
- 2.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 3.Which of these is reinvesting in the business? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 4.Which of these is saving? (a) a cinema ticket (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 6.Aarav’s stall made a profit of ₹900. Aarav saves 25% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 8.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
- 9.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 10.Joseph’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Lakshmi’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) a new video game
- 13.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 15.Ananya’s stall made a profit of ₹1600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 17.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 19.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.Dev’s stall made a profit of ₹2000. Dev saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Vihaan’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 24.Dev’s stall made a profit of ₹1300. Dev saves 20% of it. How many rupees are saved?
- 25.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 26.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) buying a second juicer
- 27.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Nisha’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 31.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 33.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 25% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a piggy bank for later (d) a cinema ticket
- 36.Kavya’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Zoya’s stall made a profit of ₹1900. Zoya saves 50% of it. How many rupees are saved?
- 39.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- an emergency fund
- saving
- more seeds for next time
- a piggy bank for later
- spending
- 225
- reinvesting
- talk to parents
- putting profit back in
- 150
- 950
- a new video game
- 12
- reinvesting
- 800
- the cost of borrowing
- to keep trust
- saving
- 180
- 500
- 60
- 280
- for bad days and goals
- 260
- can I pay it back?
- profit put in a bank
- 108
- 54
- 200
- saving
- 20
- spending
- 110
- 300
- a cinema ticket
- 200
- 260
- 950
- 100
- 102
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