Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Dev’s stall made a profit of ₹500. Dev saves 50% of it. How many rupees are saved?
- 2.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 4.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 5.Rohan’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 7.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) sweets for yourself (d) a piggy bank for later
- 8.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 10.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 12.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 17.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 18.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.Kabir’s stall made a profit of ₹1900. Kabir saves 20% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 22.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) a new video game
- 23.Aarav’s stall made a profit of ₹1500. Aarav saves 20% of it. How many rupees are saved?
- 24.Meera’s stall made a profit of ₹900. Meera saves 20% of it. How many rupees are saved?
- 25.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) a new video game
- 26.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Diya’s stall made a profit of ₹2000. Diya saves 10% of it. How many rupees are saved?
- 29.Saanvi’s stall made a profit of ₹600. Saanvi saves 10% of it. How many rupees are saved?
- 30.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 31.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 32.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) an emergency fund (d) a cinema ticket
- 33.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 35.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 37.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Joseph’s stall made a profit of ₹1900. Joseph saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Aarav’s stall made a profit of ₹1300. Aarav saves 50% of it. How many rupees are saved?
Answer key
- 250
- for bad days and goals
- to keep trust
- the cost of borrowing
- 595
- 60
- a piggy bank for later
- 742
- saving
- 90
- can I pay it back?
- 240
- 330
- 872
- 1143
- spending
- talk to parents
- 54
- 380
- spending
- reinvesting
- a new video game
- 300
- 180
- better paint for cards
- 20
- 40
- 200
- 60
- sweets for yourself
- saving
- a cinema ticket
- 84
- saving
- 120
- reinvesting
- 954
- 950
- 24
- 650
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